Finding the right home can be a stressful and time-consuming process and that’s before you even exchange contracts. With approximately 25% of all residential property sales falling through, it is important that your estate agent does everything within their power to ensure a smooth and successful sale.
OneClickHomes provide just that. Determined to deliver a successful and timely property sale our team works tirelessly to ensure that the entire property sales process, from offer to completion is as efficient and transparent as possible. With a vast knowledge of the sales process, OneClickHomes can confidently handle issues including and not limited to: negotiation, leasehold, freehold, building regulations, contracts, council planning and new build assignments.
A few of the benefits of a OneClickHomes Property Sale are:
- An extremely low abortive rate of just 5%as appose to the 25% average
- An average exchange period of 6 weeks or less
- One point of contact from viewing to completion so we have a total understanding of your needs
As an ethical estate agency, we pride ourselves on more than just our expertise, we also like to offer free advice. Buying a property is a big decision and not one to be rushed into or taken lightly, so, even if you’re not buying a property through us, OneClickHomes are more than happy to guide you through the process and help you where ever we can.
Your Step by Step OneClickHomes Unbiased Buyers Guide
The first step is for you to register your details and let us discuss your property requirements. This can be easily be done by email, telephone, in person or by completing our online registration form. Once registered, we will be able to contact you with suitable properties, as well as keep you informed of any new properties the day they come on to our books and 1 day before they go public on our site, that match your requirements.
Here at OneClickHomes we are available to arrange viewings for any of the properties we market at your convenience. Not only is the OneClickHomes office open 6 days a week, you will also be given the mobile contact details of the advisor who will be viewing with you so you can contact them direct.
It is advisable wherever possible to get a mortgage agreed in principle before any final decision on your new property is made.
The advantage of this is, not only to provide you with a clear indication of what is affordable to you, but it also shows the seller that you are seriously looking which make you very attractive to sellers putting “you” the buyer in a stronger position to complete your purchase.
If you don’t have a mortgage in place this is also something we can help with.
Making an Offer
Once you have located your ideal property, your offer will be submitted by us to the vendor for them to consider.
NB: All offers are “Subject To Contract” and therefore neither party is legally bound until a contract is actually signed.
Acceptance of Offer/Instructing Solicitors:
Once your offer has been accepted by the vendor, you should instruct a solicitor to act on your behalf. Your solicitor is required to handle all legal aspects of your purchase e.g. property conveyancing.
If you have not appointed a solicitor or a firm to represent you already, we will be happy to recommend one from our list of experienced firms many of whom have 25 years or more experience.
At this stage, you will also be required to proceed with your mortgage application and liaise with your mortgage consultant/broker accordingly.
Property Valuation/Survey The next stage is to obtain an official mortgage valuation, this will usually be conducted by a chartered surveyor acting on behalf of your Lender. The report is to provide a valuation as well as details of the basic condition of the property. A copy of this report will be sent out to you, which in turn will allow you to ensure that both parties (buyer and seller) evaluate the findings of the report prior to entering a commitment to purchase.
Local Authority Searches
Local authority searches are conducted by the buyer’s solicitor, this is done by submitting a local authority search to the local borough council. The purpose of this is to ascertain if there is any planning consent previously granted on the property or if there are any other local issues which may have an impact on the purchase. In some instances, the search may also include an environmental and drainage search or even a land registry search.
The draft contract is drawn up by the seller’s solicitor and is forwarded to the buyer’s solicitor for consideration. Any additional queries or questions will be asked and answered and the contract amended accordingly, subject to final approval.
The lender is now in possession of the mortgage valuation and survey. Subject to the findings of this report; receipt/approval of the mortgage application and with all references provided and checks conducted in a satisfactory manner. After the above is completed, the lender will send a formal mortgage offer to the buyer and their solicitor. The document is then signed and returned.
Exchange of Contracts:
As soon as the contract has been signed by both parties, a deposit (a percentage of the purchase price or other agreed sum) is paid by either bank transfer or banker’s draft. At this stage, the parties agree on a date for completion.
Completion usually follows 28 days after exchange of contracts has taken place. However it is also possible for an agreed mutual completion date to be arranged between both parties which can be greater than or less than 28 days.
On completion, the balance of the purchase price is transferred by the buyer’s solicitor to the seller’s solicitor and the keys released.
Congratulations! You are now the proud owner of your new home!